@font-face{font-family:Montserrat;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/b1f344208eb4edfe-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:Montserrat;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/48e2044251ef3125-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:Montserrat;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/bf24a9759715e608-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:Montserrat;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/1f173e5e25f3efee-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Montserrat;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/904be59b21bd51cb-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Montserrat;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/b1f344208eb4edfe-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:Montserrat;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/48e2044251ef3125-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:Montserrat;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/bf24a9759715e608-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:Montserrat;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/1f173e5e25f3efee-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Montserrat;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/904be59b21bd51cb-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Montserrat;font-style:normal;font-weight:800;font-display:swap;src:url(/_next/static/media/b1f344208eb4edfe-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:Montserrat;font-style:normal;font-weight:800;font-display:swap;src:url(/_next/static/media/48e2044251ef3125-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:Montserrat;font-style:normal;font-weight:800;font-display:swap;src:url(/_next/static/media/bf24a9759715e608-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:Montserrat;font-style:normal;font-weight:800;font-display:swap;src:url(/_next/static/media/1f173e5e25f3efee-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Montserrat;font-style:normal;font-weight:800;font-display:swap;src:url(/_next/static/media/904be59b21bd51cb-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Montserrat Fallback;src:local("Arial");ascent-override:85.79%;descent-override:22.25%;line-gap-override:0.00%;size-adjust:112.83%}.__className_7ff2d9{font-family:Montserrat,Montserrat Fallback;font-style:normal}.__variable_7ff2d9{--font-montserrat:"Montserrat","Montserrat Fallback"}@font-face{font-family:Poppins;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/034d78ad42e9620c-s.woff2) format("woff2");unicode-range:u+0900-097f,u+1cd0-1cf4,u+1cf7-1cf9,u+200c-200d,u+20a8,u+20b9,u+20f0,u+25cc,u+a830-a839,u+a8e0-a8ff,u+11b00-11b0a}@font-face{font-family:Poppins;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/fe0777f1195381cb-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Poppins;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/eafabf029ad39a43-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Poppins;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/db911767852bc875-s.woff2) format("woff2");unicode-range:u+0900-097f,u+1cd0-1cf4,u+1cf7-1cf9,u+200c-200d,u+20a8,u+20b9,u+20f0,u+25cc,u+a830-a839,u+a8e0-a8ff,u+11b00-11b0a}@font-face{font-family:Poppins;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/f10b8e9d91f3edcb-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Poppins;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/8888a3826f4a3af4-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Poppins;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/29e7bbdce9332268-s.woff2) format("woff2");unicode-range:u+0900-097f,u+1cd0-1cf4,u+1cf7-1cf9,u+200c-200d,u+20a8,u+20b9,u+20f0,u+25cc,u+a830-a839,u+a8e0-a8ff,u+11b00-11b0a}@font-face{font-family:Poppins;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/c3bc380753a8436c-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Poppins;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/0484562807a97172-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Poppins Fallback;src:local("Arial");ascent-override:93.62%;descent-override:31.21%;line-gap-override:8.92%;size-adjust:112.16%}.__className_618a02{font-family:Poppins,Poppins Fallback;font-style:normal}.__variable_618a02{--font-poppins:"Poppins","Poppins Fallback"}.article_page__5zKay{--sky:#1a98cb;--deep:#0b5394;--amber:#f7a61b;--grey:#eeeeee;--ink:#14202b;--accent:#5b4bd6;--bg:#f6f9fc}.article_page__5zKay *{box-sizing:border-box}.article_page__5zKay li,.article_page__5zKay p{overflow-wrap:anywhere}.article_page__5zKay{margin:0;background:var(--bg);color:var(--ink);font:15px/1.7 var(--font-poppins),sans-serif}.article_page__5zKay .banner{background:var(--amber);color:var(--ink);text-align:center;font-size:12px;padding:6px 16px;font-weight:600}.article_page__5zKay .crumb{max-width:1180px;margin:0 auto;padding:14px 16px;font-size:12px;color:#556}.article_page__5zKay .crumb b{color:var(--deep)}.article_page__5zKay .hero{background:#fff;border-bottom:3px solid var(--sky)}.article_page__5zKay .hero-in{max-width:1180px;margin:0 auto;padding:32px 16px 36px;display:grid;grid-template-columns:1.3fr 1fr;gap:32px;align-items:center}.article_page__5zKay .pill{display:inline-block;font:600 11px var(--font-montserrat),sans-serif;letter-spacing:.06em;text-transform:uppercase;color:var(--accent);background:#efedfc;border-radius:99px;padding:4px 12px;margin-bottom:10px}.article_page__5zKay h1{font:800 clamp(28px,4vw,42px)/1.15 var(--font-montserrat),sans-serif;margin:0 0 12px;color:var(--ink)}.article_page__5zKay h1 span{color:var(--deep)}.article_page__5zKay .sub{font-size:17px;color:#3c4a57;margin:0 0 16px}.article_page__5zKay .meta{display:flex;flex-wrap:wrap;gap:8px;font-size:12px}.article_page__5zKay .meta span{background:var(--grey);border-radius:99px;padding:4px 12px}.article_page__5zKay .hcard{background:#fff;border:1px solid #dde6ee;border-radius:14px;box-shadow:0 8px 24px rgba(11,83,148,.08);overflow:hidden}.article_page__5zKay .hcard .top{background:var(--deep);color:#fff;font:600 13px var(--font-montserrat),sans-serif;padding:10px 16px}.article_page__5zKay .hcard .in{padding:16px}.article_page__5zKay .wrap{max-width:1180px;margin:0 auto;padding:24px 16px 60px;display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:28px}.article_page__5zKay .answer{background:#fff;border-left:5px solid var(--sky);border-radius:10px;padding:18px 20px;font-size:16.5px;margin-bottom:20px}.article_page__5zKay .card{background:#fff;border:1px solid #e3eaf1;border-radius:14px;padding:24px 26px;margin-bottom:20px;scroll-margin-top:16px}.article_page__5zKay .card.concl{background:linear-gradient(135deg,#0b5394,#3f3ab8);color:#fff}.article_page__5zKay .card.concl .pill{background:rgba(255,255,255,.15);color:#fff}.article_page__5zKay .card.concl h2{color:#fff}.article_page__5zKay .card.concl .check li{color:var(--ink)}.article_page__5zKay h2{font:700 22px/1.3 var(--font-montserrat),sans-serif;margin:0 0 10px;color:var(--ink)}.article_page__5zKay h3{font:600 16px var(--font-montserrat),sans-serif;margin:18px 0 4px}.article_page__5zKay .tbl{overflow-x:auto;margin:12px 0}.article_page__5zKay table{border-collapse:collapse;width:100%;font-size:13.5px;min-width:480px}.article_page__5zKay th{background:var(--deep);color:#fff;text-align:left;font:600 13px var(--font-montserrat),sans-serif;padding:9px 12px}.article_page__5zKay th:nth-child(3){background:var(--accent)}.article_page__5zKay td{padding:9px 12px;border-bottom:1px solid #e6ecf2}.article_page__5zKay tr:nth-child(2n) td{background:#f7f9fb}.article_page__5zKay .callout{border-radius:10px;padding:12px 16px;margin:14px 0;background:#eef7fc;border-left:4px solid var(--sky)}.article_page__5zKay .callout p{margin:4px 0}.article_page__5zKay .callout .eyebrow{font:700 11px var(--font-montserrat),sans-serif;text-transform:uppercase;letter-spacing:.06em;color:var(--deep)}.article_page__5zKay .callout.rule-of-thumb{background:#fff6e5;border-color:var(--amber)}.article_page__5zKay .callout.strong-opinion{background:#efedfc;border-color:var(--accent)}.article_page__5zKay .callout.strong-opinion .eyebrow{color:var(--accent)}.article_page__5zKay .code{margin:12px 0;border-radius:10px;overflow:hidden;border:1px solid #1c2b3a}.article_page__5zKay .fname{background:#1c2b3a;color:#9fd3ea;font:500 12px ui-monospace,monospace;padding:6px 12px}.article_page__5zKay pre{margin:0;background:#0f1b27;color:#e6eef5;padding:14px;overflow-x:auto;font-size:13px;line-height:1.55}.article_page__5zKay code{font-family:ui-monospace,Menlo,monospace;font-size:.9em}.article_page__5zKay p code{background:var(--grey);padding:1px 5px;border-radius:4px}.article_page__5zKay .check ul{list-style:none;padding:0;margin:8px 0}.article_page__5zKay .check li{background:#fff;border:1px solid #e3eaf1;border-radius:8px;padding:8px 12px 8px 36px;margin:6px 0;position:relative}.article_page__5zKay .check li:before{content:"✓";position:absolute;left:12px;color:var(--sky);font-weight:700}.article_page__5zKay .prompt{background:#f2f5f8;border-radius:10px;padding:12px 16px;margin:12px 0;font-size:14.5px}.article_page__5zKay .prompt .eyebrow{font:700 11px var(--font-montserrat),sans-serif;text-transform:uppercase;letter-spacing:.06em;color:#0b5394;margin-bottom:4px}.article_page__5zKay .diagram{margin:16px 0;padding:16px;border:1px solid #e3eaf1;border-radius:10px}.article_page__5zKay .cta{background:#fff;border:2px solid var(--sky);border-radius:14px;padding:20px 24px}.article_page__5zKay .cta a{display:inline-block;background:var(--deep);color:#fff;padding:10px 18px;border-radius:8px;text-decoration:none;font-weight:600}.article_page__5zKay a{color:var(--deep)}.article_page__5zKay .ph{background:var(--amber);color:var(--ink);font-weight:600;padding:2px 4px}.article_page__5zKay aside .box{background:#fff;border:1px solid #e3eaf1;border-radius:14px;padding:16px;margin-bottom:16px}.article_page__5zKay aside .stick{position:sticky;top:16px}.article_page__5zKay main{min-width:0}.article_page__5zKay aside .lbl{font:700 11px var(--font-montserrat),sans-serif;letter-spacing:.12em;color:#7a8794;margin-bottom:8px}.article_page__5zKay aside a{display:block;font-size:13px;padding:4px 0 4px 10px;color:#3c4a57;text-decoration:none;border-left:2px solid transparent}.article_page__5zKay aside a:hover{border-color:var(--accent);color:var(--accent)}.article_page__5zKay .author{font-size:13px}.article_page__5zKay .author p{margin:4px 0}.article_page__5zKay .author strong{display:block}@media(max-width:900px){.article_page__5zKay .hero-in,.article_page__5zKay .wrap{grid-template-columns:minmax(0,1fr)}.article_page__5zKay aside{order:-1}.article_page__5zKay aside .stick{position:static}}.article_page__5zKay .meta .byline{display:inline-flex;align-items:center;gap:4px}.article_page__5zKay .byline-avatar{width:24px;height:24px;flex:0 0 24px;-o-object-fit:cover;object-fit:cover;border:2px solid #fff;border-radius:50%}.article_page__5zKay .byline-avatar:first-child{position:relative;z-index:1;margin-right:-10px}.article_page__5zKay .byline a{color:#0077b5;font-weight:600;text-decoration:none}.article_page__5zKay .byline a:hover{text-decoration:underline}.article_page__5zKay .author-person{display:flex;align-items:center;gap:10px;padding:12px 0;border-bottom:1px solid #e3eaf1}.article_page__5zKay .author-person:last-child{border-bottom:0}.article_page__5zKay .author-photo{width:48px;height:48px;flex:0 0 48px;-o-object-fit:cover;object-fit:cover;border-radius:50%}.article_page__5zKay .author-info{min-width:0;flex:1}.article_page__5zKay .author-info a{color:var(--deep);font-weight:700;text-decoration:none}.article_page__5zKay .author-info a:hover{text-decoration:underline}.article_page__5zKay .author-info p{margin:2px 0 0;color:#556070;line-height:1.45}.article_page__5zKay .author-linkedin{display:flex;width:30px;height:30px;flex:0 0 30px;align-items:center;justify-content:center;border-radius:50%;background:#eef8fc;color:#0077b5}.article_page__5zKay .author-linkedin:hover{background:#0077b5;color:#fff}.article_page__5zKay .author-linkedin svg{width:16px;height:16px}